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Making employee benefits affordable for small businesses

Employee benefits shouldn't be out of reach for SMEs. At Hug, we believe in simple, transparent pricing that brings big-company perks to your team—without breaking the bank. Boost retention and show your employees you care with benefits that make a real difference.

Essential Benefits Bundle

Includes essential health, wellness, lifestyle, and financial benefits, creating happier, healthier, and more engaged employees—all at an affordable price.

Health & Wellness

  • 24/7 online GP consultations.
  • 24/7 Employee Assistance Programme (EAP)
  • Access to telephone counselling
  • Access to face-to-face counselling
  • Health & wellbeing goals & resources

Lifestyle Benefits

  • Cycle to work scheme
  • Car benefit scheme
  • White goods and home purchase plans
  • TV and electronics purchase plans
  • Gym membership discounts

Financial Wellbeing

  • Debt management assistance
  • Personal budgeting tuition
  • How to invest tuition
  • Fantasy investment portfolio
  • Staff investment club tuition
from only £22(ex VAT)
per employee per month

That's less than 0.76% increase in staff costs, but you get these great benefits:

  • Potential employer National Insurance savings (if staff purchases use salary sacrifice)
  • Happier and more productive staff
  • Higher staff retention
  • Empirical evidence of staff wellbeing
  • Combined with Hug people services, you can actually reduce your staff costs!!

Employee Benefits and Services Add-Ons: Tailored options for extra impact

Want to go further? Our friendly advisors can provide a tailored quote for additional benefits to make your package truly exceptional.

Employee Protection

  • Group Life Insurance
  • Group Critical Illness Cover
  • Group Private Medical
  • Group Income Protection
  • Key Person Insurance
  • Shareholder Protection

Owner Protection

  • Relevant Life Insurance
  • Executive Income Protection
  • Critical Illness Cover
  • Personal Accident Cover
  • Private Medical Insurance
  • Special Owner / Director review

People Services

  • Talent attraction
  • Talent retention
  • Strategic recruitment audit
  • Attraction & Retention audit
  • Reducing your costs
  • Investing Our Fee in your team

Talk to us to build a package that fits your budget and keeps your employees invested in your company.

Staff Cover Calculator (indicative)

You can use this calculator to explore the approximate costs of providing life-changing cover for your staff at very reasonable prices. These benefits can make a real difference for your employees and your business:

Quotations are indicative and based on an average employee age of 35 and a salary of £35,000. Actual costs may vary due to market conditions and individual circumstances. Offering cover can boost employee engagement, retention, and provide peace of mind in case of unforeseen events. You may be surprised by how affordable life-changing cover for your staff can be.

Providing this type of cover doesn’t have to be expensive and can offer reassurance for both you and your employees. To learn more or get a personalised quote, please contact Hug.

Choose add-ons:

More indicative quotes coming soon...

Hit submit to receive an instant example calculation of your annual, monthly, and per-employee costs. We'll also email you a shareable PDF quote to review with your team. Please note that the protection costs may change based on final employee numbers and ages.