Group Life/Death in Service:
Provides a lump sum payment to loved ones if an employee passes away while in service, offering vital financial support at a difficult time.
Peace of mind for life's big moments.
Protect your team and your business with comprehensive cover that supports employees through life's toughest challenges.
Protecting your people matters more than ever.
Life happens—and when it does, it can hit hard. Offering Life Event Cover means providing financial and emotional support to your team when they need it most. Whether it's life insurance, critical illness cover or private medical insurance, these benefits ensure that your business and employees are covered for life's unexpected events.
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Comprehensive cover to protect your team and your business
Hug's Life Event Cover offers a range of products designed to provide both employees and employers with peace of mind. Here's what's included:
Group Private Medical Insurance:
Help employees avoid long waiting times and get quick access to top-tier healthcare, reducing sick days and boosting morale.
Group Critical Illness Cover:
Provides financial support when employees are diagnosed with serious illnesses, giving them the flexibility to focus on recovery.
Group Income Protection:
Offers financial support and rehabilitation services to employees who can't work due to illness or injury, helping them return when they're ready.
Key Person Cover:
Protects your business if a key team member is unable to work due to illness, injury, or death, ensuring your company can continue to run smoothly.
Director/Partner Shareholder Protection:
Covers the cost of buying out shares in the event of a director's critical illness or death, ensuring the stability and future of your business.
Life cover that benefits more than just your people.
Increase employee retention: In most SMEs, these benefits are rare. When employees feel supported in critical moments, they're far less likely to leave.
Boost productivity: Healthy employees are happy employees. With private medical insurance and income protection, you can help your team return to work faster.
Protect your business: With key person and shareholder protection, you can ensure the future stability of your company, even when life throws a curveball.
Attract top talent: Offering private medical insurance, critical illness and death in service cover helps you stand out in a competitive job market.
Give your employees the security they deserve, every step of the way
Financial security for loved ones:
Employees can feel secure knowing their family is taken care of if the worst happens.
Fast access to healthcare:
Private medical insurance helps employees get the care they need without long waits, so they can return to work sooner.
Support during critical illness:
Critical Illness Cover provides financial relief, allowing employees to focus on recovery instead of worrying about expenses.
Income protection during tough times:
If illness or injury keeps them from working, employees can rely on income protection to stay afloat financially.
EAP Frequently asked questions
Group Life cover provides a lump sum payment to an employee's family if they pass away while employed. It's a valuable financial safety net for their loved ones.
Private Medical Insurance helps your employees avoid long waiting times for healthcare, reducing absenteeism and helping them return to work faster.
Group Income Protection supports employees who are unable to work due to illness or injury by replacing a portion of their income, while Critical Illness Cover provides a lump sum if they are diagnosed with a serious illness such as cancer.
Key Person Cover provides financial support to replace lost profits or cover debts if a vital employee becomes seriously ill or passes away, ensuring your business can continue to run smoothly.
Shareholder Protection ensures that, in the event of a director's serious illness or death, the remaining shareholders can buy out their shares, ensuring smooth business continuity. This benefit provides financial stability for the business and peace of mind for directors and their families, ensuring the future of the company stays secure.